Selecting the Best 2026 Medicare Advantage Coverage

You'll have 2 months after you get both Part A and Part B for the first time to sign up with a strategy. Sign Up With any Medicare Advantage Strategy with or without drug coverage. The month after you sign up with the plan. October 15-December 7. Join, drop, or switch to another Medicare Benefit Plan with or without drug coverage (or add or drop drug coverage). Switch from Original Medicare to a Medicare Advantage Plan from a Medicare Benefit Strategy to Original Medicare.

January 1 of the next year.(only if you're already in a Medicare Benefit Plan)January 1-March 31. Within the very first 3 months you get Medicare.Switch to another Medicare Advantage Plan with or without drug protection. Drop your Medicare Advantage Plan and return to Original Medicare. You'll likewise have the ability to sign up with a different Medicare drug plan.

Differs. Depending on your scenario: Sign up with a Medicare Advantage Strategy (with or without drug protection) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B throughout a Special Registration Duration since of an extraordinary situation, you'll have 2 months to join a plan or switch to another strategy.

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Usually, the very first of the month after the strategy gets your demand. Other times when you can join a health or drug strategy. If you signed up with a Medicare Advantage Plan throughout your Preliminary Registration Period, you can alter to another Medicare Advantage Plan (with or without drug protection) or return to Original Medicare (with or without a drug strategy) within the very first 3 months you have Medicare Part A & Part B.For information about when you can join Medicare Expense Plans, demonstrations/pilot programs, or the Program of All-inclusive Look After the Elderly (PACE), contact the plans that offer these options.

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On August 25, 2026, CMS launched the "Medicare Advantage and Part D Enrollment and Disenrollment Assistance" memorandum via HPMS to announce the updates to the enrollment and disenrollment assistance for MA and Part D prepares for 2027. A brief summary of the assistance updates, and the updated appendices, design notices, and displays for MA and Part D plans are offered in different files.

This page contains registration and disenrollment assistance for Part D strategy sponsors and other celebrations interested in the policy and functional elements of Part D strategy registration and disenrollment. The guidance on this page covers the registration and eligibility provisions set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part Sign up with plan, an individual mustSpecific Have Medicare Part A (Hospital InsuranceHealthcare Facility or Part B (Medical Insurance)Insurance Coverage There are six types of election periods: Preliminary Registration Period for Part D (Part D IEP)Initial Coverage Election Period (ICEP)Yearly Coordinated Election Duration (AEP)Medicare Advantage Open Registration Period (MA OEP)Open Registration Period for Institutionalized Individuals (OEPI)Special Election Periods (SEPs).

Individuals entitled to Medicare Part A or enrolled in Part B are qualified for Prescription Drug Plans (PDPs). The beneficiary should have both Parts A and B coverage to register in a Medicare Benefit Part D (MA-PD) strategy. Furthermore, dual-eligible participants and beneficiaries with restricted earnings and resources who qualify for both Medicare and Medicaid are needed to enlist in a Medicare prescription drug program to keep protection for prescription medication.

Signing up for Medicare Part D

Filter to Enter your list of prescription drugs (names, does, frequency)The tool will show you plans readily available in your area, with estimated expenses (premiums, out-of-pocket)Use filters or sort by "lowest cost," "star rating," etc, to discover strategies that fit you Once you select a strategy: Click under the strategy you want.

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Validate your individual and Medicare informationProvide any plan-specific details if promptedSubmit the enrollmentNote: In some cases, registration may reroute you to the plan's own website to complete. After registering, you need to get confirmation and can inspect enrollment status by means of your accountThe protection effective date depends on when you enroll (for example, registering during the open registration duration offers protection starting January 1 of the next year) If your income and resources are restricted, you might certify for, which decreases your Part D expenses (premiums, deductibles, copays).